June 2018 Income, Expenses and Savings

(1 Minute Read. Enjoy!)

At the end of every month, I grab a cup of piping hot coffee, and sit down in front of my laptop to finalise my monthly income, expenses, and savings. Without further ado, here are the numbers.


Thoughts on My Income:

I got a $100 sign-up bonus, just for applying for a credit card! Amazing.

I’m still insanely busy, but I’m grateful for the money that I’ve been able to bring in.


Thoughts on My Expenses and Savings:

I’m usually able to keep my food expenditure to less than $200 a month. This month though, I went out a lot more than expected. But hey, I’d never complain about having good food.

Gifts and fun amounted to $15. While I’m proud of the fact that I didn’t spend much this month, I… Clearly had no life.


The Progress I’ve Made:

Half the year has passed, and I’ve only 49% to go. Whoop!


And That’s it for this Month’s Income and Savings Report!

I try to maximise the use of visuals (charts) and minimise my random musings, to keep these reports as simple as possible.

Hopefully, you enjoyed this or took something away from this.

The plan is to do up regular monthly income and savings reports. These monthly reports will detail my income, savings, and expenditure every month, down to the nearest $5 or $10. If you’re interested, you can check them out at this link to see how much I’ve saved and the progress I’ve been making.

Thanks for reading!


  1. Hey saw your comment on 4pf..thought i’d come and support another new blogger like myself. I just posted an june 2018 income report. zach’s visual really motivate me to create some myself. i think i’m the only one still mesmerized by what i was able to do in excel… the graphs are so pretty. yours are nice too… it’s my first time seeing a savings goal expressed as a pie chart.

    hmm…you are about halfway there after reaching half of the year, so i would say you are on a track and you estimated our potential well! how did you come up with that savings goal?

    1. Hi there! Thanks so much for dropping by, and also for the kind words. Will definitely give your website support as well. Yes, I totally agree. Zach’s visualisations are amazing. As for the pie chart, it’s more like something I did on a whim! Haha, I may explore doing up a line graph or something in the future.

      As for coming up with my savings goal for 2018, I first estimated my total income for the year. This includes my monthly corporate job pay, potential bonuses, side hustle income, as well as passive income! After which, I set myself a pretty tight budget to ensure maximum savings. And because my income projection was conservative, and my monthly expenses are low, I’m actually looking to crushing the $33,000 savings goal that I set out for myself. 🙂

  2. A 75% savings rate is fantastic,excellent work. It looks like you have a really consistence savings rate/method month to month (outside of March) and should be able to hit your $33K goal by year end.

    1. Thank you so much for your kind words! Yup, I have a standard budget every single month, and I usually stick to it. In March, I had a small bonus, which I saved every cent of 🙂 That’s why my savings for March was much higher. And I’m most certainly looking forward to tabulating my yearly savings at the end of the year!

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