First up, I just want to say a quick “thank you” for visiting this blog; it means the world to me. Really, it does.
Hi, I’m Liz. A lot has happened in my life over the past 4 years. But I’m happy to say that everything that happened has resulted in this blog. Everything that happened has resulted in me being who I am today.
I Used to be Crap at Money Management.
I was born into a wealthy family. Like 9-digit fortune kind of wealthy. Growing up, I did everything my parents told me to do. I abided by all the extremely strict curfews. I studied real hard. I went to law school.
I did everything they told me to do, except one thing. My parents wanted me to get married into a rich family. To spend the rest of my life with someone I wasn’t in love with. And to live out the rest of my days as a trophy wife. Living in luxurious houses, buying expensive handbags, driving fancy cars, and enjoying disgustingly exorbitant afternoon tea sessions. To my parents, that was the dream. To me, that wasn’t a life worth living. So… I went on my own way.
When I was 22, I started dating someone of the same gender, and promptly lost my entire 9-digit inheritance. That was a rude shock for me. Coming from a place where money was in abundance, I was never taught how to properly manage my money. I used to squander thousands of dollars of my allowance every month. I never had to work. Every dollar I had to my name was neither saved nor earned.
When I was 23, I threw a huge-ass pity party for myself. I sat around, waiting for some kind of miracle to fall into my lap.
When I was 24, I acknowledged that I couldn’t go on living like that. Enough was enough. The only person who could help me, was me. And I needed to make changes to my life.
I Lost Every Dollar to My Name. But that Changed My Life for the Better.
I changed my perspective on money. I got a corporate job. I hustle even outside of my full-time job. I save. A lot.
Now, I live on as little as possible. Now, I save 70% to 80% of my income. Now, I actively read up on money matters. Now, I’m holding down a job. Now, I take up part-time hustles on the side.
I turn 25 in October 2018. Looking back at my life, I realised the heartache and misery were blessings in disguise. They made me stronger. They made me wiser. They gave me lessons to last a lifetime.
And by the end of 2018, I would have saved up my first $100,000.
I save a lot. Like $40,000 a year. And the best part? I save all that on a corporate job salary of $2,825 a month.
Not too shabby, huh?
Of course, none of that comes without sweat and tears. I hustle every single day of my life, juggling a full-time 9-to-6 corporate job, numerous tutoring assignments, and blogging.
I don’t plan to stay in my corporate job till I reach financial freedom. Because that’s another decade of misery. A decade of the best years of my life.
So, here’s the plan – save up a hell lot for the next 2-3 years.
And then quit my job to chase every single one of my dreams.
This blog chronicles my journey towards financial peace. Towards a life worth living. Towards a brighter future.
Perhaps everything was taken away from me. I went from having a 9-digit inheritance, to someone who no longer had much money.
But now I know that contrary to popular belief, having money can never guarantee happiness.
I know that a life beyond the cubicle can be achieved.
I know that dreams were meant to be fulfilled.
And I know that all the little guys, like you, like me, have the potential to be live the fullest, most beautiful lives.
We don’t need a 9-digit inheritance.
We don’t need a high-paying, high-flying corporate job.
Heck, we don’t need that much money at all.
All we need is that badass inside of us.